Quran Chapter 2- 275 (Pt-3, Stg-1) (L-346) - درس قرآن
Usury is forbidden – Pt 2
Surah
‘Al-Baqarah (The Cow) – Chapter – 2)
‘A-‘uu-zu Billaahi minash-Shay-taanir- Rajiim.
(I seek refuge in God from Satan the outcast)
(I seek refuge in God from Satan the outcast)
Bis-Millaahir-Rah-maanir-Rahiim.
(In the name of God, the Beneficent, the Merciful)
ٱلَّذِينَ يَأْكُلُونَ ٱلرِّبَوٰا۟ لَا يَقُومُونَ إِلَّا كَمَا يَقُومُ ٱلَّذِى يَتَخَبَّطُهُ ٱلشَّيْطَٰنُ مِنَ ٱلْمَسِّ ذَٰلِكَ بِأَنَّهُمْ قَالُوٓا۟ إِنَّمَا ٱلْبَيْعُ مِثْلُ ٱلرِّبَوٰا۟ وَأَحَلَّ ٱللَّهُٱلْبَيْعَ وَحَرَّمَ ٱلرِّبَوٰا۟ فَمَن جَآءَهُۥ مَوْعِظَةٌ مِّن رَّبِّهِۦ فَٱنتَهَىٰ فَلَهُۥ مَا سَلَفَ وَأَمْرُهُۥٓ إِلَى ٱللَّهِ وَمَنْ عَادَ فَأُو۟لَٰٓئِكَ أَصْحَٰبُ ٱلنَّارِ هُمْ فِيهَا خَٰلِدُونَ 275
Before revelation of
the verse that “Usury is unlawful and forbidden”, Allah Almighty had explained
about the excellence of alms
and charity. Because gentleness arises in the matters of the poor due to
alms and charity, and disgust is born against impoliteness. Many evils are
removed, feelings of morality, politeness, faithfulness, causing to gain others
and passion to serve the humankind spring up. Therefore, their importance was
described by unfolding them.
Now the description about
unlawfulness of the Usury begins. It is entirely opposite to the charity and
alms. If the politeness increases due to charity, then cruelty increases due to
Usury. Hence, the recitation of unlawfulness and forbidden state of Usury has
come immediately after making mention about excellence of alms and
charity, which is utmost suitable and opportune at its
place.
It has been explained
in this verse that on the Day of Resurrection, Usurers will not be able to
stand upright at the time of getting up from their graves. Rather, they will
suffer staggering with difficulty like insane and mad. We can see entirely same
scene in this world. Moneylenders and bankers become lunatic by following the
money. It seems that any demon or ghost has closed them by winding round. They
think about the Usury every time.
Allah Almighty has
mentioned the reason also about the people fallen into this condition on the
Doomsday. They say, “Trade is just like Usury”, as financial profit is intent
in trading, just as this financial gain also remains in view in the
Usury/interest. While Trading is permitted then why the Usury is forbidden,
whereas they do not know that morally and economically; the difference between
Trade and Usury is too much as the difference between the sky and the earth.
The moneylender gets fixed amount of Usury in each condition without fear of
loss and doubt. Opposite to this; apprehension of both remains ‘profit or loss’
in Trading, and the Merchant have to spend time, hardworking and brain etc. to
save himself from the loss. Afterwards the Trade ends or becomes short, but
Usury increases along with delay and duration. Up to this stage, that usually,
the Borrower reaches the condition of ruin and destruction.
If we consider a
little thoughtfully about the reality of Usury, then a question will arise,
“Hindmost this retaliation is of which thing? What is this ultimate except most
ill looking of hanging-on? In view of this entire badness, Allah Almighty has
forbidden the Usury/Interest for advisability and betterment of the humanity.
In brief, its evils are as under:
Hardheartedness arises
in the Usurer. His greed increases. Due to wealth’s coming in hand without
hardworking, indolence and laziness grows. Unevenness also comes due to
spending the gratis wealth, and this wealth is wasted in luxuries. Habit of
selfishness is born. Stinginess and reciprocal enmity runs over. Destruction
and disgrace of indebted person exist beside also.
Allah Almighty
commanded excusing the people that the person who refrains after listening to
the advice and order of determining the Usury as unlawful, his previous Usury
will be forgiven. But who will not refrain, he will be burnt in the Fire of
Hell for ever.
The people of the
world changed the names of Usury. But, how its badness and results can be
changed? We, the Muslims need special attention to see into this matter.
Otherwise, Law of Islam will suffer a stain due to our behavior and we shall
not be able to escape ourselves from these badness.
