Quran Chapter 3- 130 (Pt-4,
Stg-1) (L-455) - درس قرآن
Restriction on the interest
Surah ‘Aali-‘Im-raan (The Family of ‘Imran)
– Chptr – 3)
‘A-‘uu-zu Billaahi minash-Shay-taanir- Rajiim.
(I seek refuge in God from Satan the outcast)
(I seek refuge in God from Satan the outcast)
Bis-Millaahir-Rah-maanir-Rahiim.
(In the name of God, the Beneficent, the Merciful)
يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوا۟ لَا تَأْكُلُوا۟ ٱلرِّبَوٰٓا۟ أَضْعَٰفًا مُّضَٰعَفَةًوَٱتَّقُوا۟ ٱللَّهَ لَعَلَّكُمْ تُفْلِحُونَ 130
130.
O ye who believe! Devour not usury, doubling and quadrupling (the sum
lent). And observe your duty to Allah, that ye may be successful.
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130.
Yaaa-‘ayyu-hallaziina ‘aa-manuu laa
ta’-kulur-Ribaaa ‘
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Commentary
During the
recitation about the Battles of Badr and ‘Uhud ,
now prohibition of the usury is being mentioned. Apparently, no relation is
visible between above both matters, but there are many causes of their
connection. Two important reasons out of them are being stated as under:
1.
Due to devouring the usury, unkindness
and cordial weakness increases, because: a.
Spirit of obedience and loyalty comes to an end due to taking unlawful
earning greedily. b. Avarice and misery arises in the human
being due to devouring the usury.
2.
According to a history, aim of one by
one revelation of the verses about above-mentioned two matters (restriction on
the Usury, and the Battles of Badr and ‘Uhud) is that,
the frequent usury matters of Muslims were with the Jews at that time.
Therefore, having no concern with them was very difficult, and during the incident
of the Battle of ‘Uhud, the
Jews Hypocrites had interfered intensely. So the Muslims were warned that they
should stop borrowing and lending money on usury. Otherwise, relations with
these deceivers would remain established by violence due to the usury, which would
become cause of loss in future.
‘Az-‘aafam-muzaa-‘afah – (doubling and quadrupling) it does not mean “Devour not usury, doubling
and quadrupling on the sum lent, but a little”. The fact is that during the
times of ignorance, usury was devoured just like nowadays the moneylenders,
banks and commercial organizations get interest upon their capital, that is to
say; they lend one hundred $ and that is increased doubling and quadrupling
(due to compound interest). It is characteristic of the Usury that the people,
who are poor, they become poorer to poorest and who are rich, they become more
and richest. This doubling and quadrupling of usury has been pointed out in
this verse.
A usurer, who gets unlawful gain from the poor and
indigent people due to their weakness, he does not bear any kind of labor but takes
greedily earning of his lent money. Likewise, at first his own body’s parts
become disable. On the other side, he becomes cause to do in-efficacious the
labor of borrower. Labor and hard working of the borrower becomes valueless. He
hands over/surrenders his earnings after hardships in the form of interest to
the lender. Besides this, the helpless debtor/borrower falls into the disgrace
economically, socially and morally. Moreover, the person who lends money; he becomes
lover of ease, dull and lazy. The spirit to strive and struggle in the Way of
Allah Almighty, to sacrifice and to sympathize with the creature of Allah
Almighty goes to an end from his breast. He gets all sorts of comfort whereas
other people work hard. Others earn and he eats. Poverty of the poor person
increases. And at the same time wealth and lordship of the rich increases.